Indicative rates, not an offer. Averaged from real buy and sell prices.
Montenegro uses the euro (EUR) even though it is not an EU member; Serbian dinars, US dollars and British pounds are the main currencies exchanged. Podgorica has the most services, with more in Budva, Bar, Herceg Novi and Kotor.
In summer, exchange offices open along the coast in the resort towns. For a direct swap of US dollars and euros in Montenegro, check the P2P offers on the map.
Below are exchange offices from open sources.